Monday, June 26, 2023

Let's Talk Superlatives: Deep Fakes, Superfakes and the Big Dipper

 Know our social economy before trusting any.

On one end of the social media spectrum, is an era of superlatives-- from promises to hopes and wealth sail builders, blogs, and sites of individuals wanting to be known, wanting to be rich, and wanting to connect.  On the other, it's all trappings of the super fakes.



It would sound so idealistic to simply trust read-on articles and news we see online. 

That news of unemployment slump, a millionth earning newbie businesses that young kids are trying to help resuscitate the economy. 

But in the doldrums of these social media frenzy to be known, be seen, and those "get rich" schemes, the reality abides in the imperfection of numbers, the roughness of fakes, and the lucidness of people's images who try to be perfect and yet cannot achieve real distinct connection online. 

This is what I call the abyss of social media where an economy thrives in hopes and prospects, but it is trapped in the middle by a conglomerate of disjointed interests.


The first of fakes. The promise of investments.

In the era of micro investors, it is the small-time investors and businesses "trying hards" or "copycats" who would jump right at the opportunity to earn some, earn small, or earn try so as not to let time waste in times of pandemic. 

But investments that give real "big" results and earnings are not really happening, and most are not at all life-changing, offering only coin-purse returns that cannot even help families recuperate from losses after years of joblessness.  

Here I won't mention the specific businesses. 

But there are plenty out there that ordinary moms and dads often try, with a big-bite promise of investing in small packages.  

From light luxury to branded goods, all these are attractive investments for salary earners even before the pandemic kicked in. 

But the truth is, this is a dead-end approach to investing. 

Despite the flaunting of being a multi-billion dollar industry globally, branded luxury does not promise good resale for ordinary investors in times of the great "no earn" pandemic.  

All investments seem to have been dragged into a dumpsite of nothingness, almost worthless. 

And all one could do is keep them without the promise of turning these investments into cash, the often lure of light to heavy luxury items in the market is that these items have good resale value and can be turned into cash in times of drought. 

For light luxury buyers, investing in light to pricey jewelry is not a golden promise to rely on as these are items that have become commonplace and hard to dispose of, and no outlets to receive them as second hands. Preloved luxury thus is not a good term investment for the micro-investing moms and dads who want to delve into the promise of a life of luxury.  

In a sense, this false sense of assurance that one is investing in the good ones with one's precious money and earnings would only go to waste in a social economy that values likes, influence, and followers and not the truths behind branded luxuries.  


The second of fakes. A deeper fake, businesses that run for show-and-tell bragging, but do not serve with a genuine interest for customers.

The second kind of fakes in business is the one that applies to customer relations and business imaging.

In our current state of the economy where social media serves as the front of new and upcoming businesses, even for the brick and mortar kind of businesses, some owners who run their businesses do so for that simple brag-and-drop approach of imposing their status as business owners and solidifying influence. But their hook? They would not hesitate to drop or turn away their customers who do not fit into their bill of prospects or likings.

This kind of business does not show genuine interest in customers. They shun new customers or reply impolitely in the face of callousness.  

They would screen clients as if they are the masters of censorship and true intentions. 

Business owners or managers or staff of this kind of deep fake customer relations integrity would turn down buyers and inquiries that do not ring a bell of prestige or do not present a deep pocket arrive at their doorsteps upon inquiry. 

Some of these businesses include those in the leasing business of commercial spaces, bazaars, etc. 

Even prior to the onset of the pandemic, business owners in this niche are the hardest knocks, offering a no-glance approach, no-response to inquiries even when they prompt invites for lessees through their below-the-line advertising and frequent social media postings.

These kinds of fakes can be leveled as business posturing. The owners simply want to be known for being business owners but would not actually want to open their doors to customers of the "lesser kind" of lesser names or pockets.  A real super fake in business.


And the third kind of fake is the big dipper business. 

In the social economy where businesses thrive because of creativity in advertising and marketing, the big dipper businesses are the kind that lures moms and dads to try, yet once in, these are the businesses that simply eat up their investments and hard-earned money without a promise of tangible returns. 

This kind of business simply gulps down on one's investments much to the heartache of ordinary investors and business starters. 

Entrepreneurs who wallow in big dipper businesses must be helped out by the necessary agencies to recover, and recuperate.  Otherwise, having a business would simply be an ordeal for small to medium business players, starters, and dreamers who have not yet experienced true profits and joy of having a good running business but merely a fake verse of social media and business enterprise centering on personality, stardom, and much influence harking.



Tuesday, June 13, 2023

Little big deal: Going Fussy About the Coins

 


Are coins outdated for the thrifter-savers?

 

With the many designs that have come to our Philippine coins, we can almost come to ask, would there be new ones to replace the old ones? 

Coins are dismissible to others. But bills don’t come so easily these days when even professionals are scouring for opportunities. And let’s not mention the recent past year's popularity of having piggy banks among moms, as well as the grandmas who give value to coins and not just paper bills.

 

If coins are important, why out phase the old ones?  And how in the world of consumers would we identify the outdated coins which when mixed with the recent times "new" would all be confusing?

In college, I remember there was a real distinction from the coins in the nineties. The coins were lighter, and a little playful in design with fish and flower patterns. It was also lighter and not heavy to the touch.  The coins were distinctive from the eighties' identified coins, and the differences in design were "know-able" and noticeable.

But after decades of introducing a lot of coin designs, some are gold and noteworthy while others are almost reminiscent of other designs, old-timers who give value to the coins can actually ask: do we need a chatbot to remember which are old from the new already? Coins that have been demonetized may not be enough to put our hopes on, not even as coin collectors or as moms.

What a waste of money once this is not honored from the piggybank of kids, who kept them after Christmas and into the New Year. What a waste of coins for the moms who strive to hoard a little, when their breadwinner's take-home pay is not enough to mend the shortcomings of their payslips.

Of all the coins probably the only thing that is distinguishable right now is the award-winning coin that looks every inch a gem of a find for a mom’s pocket. That Php20.00 coin feels like an enriching staple for an ordinary mom, without a job and away from the dirty politics of employment. Sadly that Php20.00 coin is the only thing worth keeping apart from the rest of the coins that no longer mean a thing to help surpass the cost of daily living.

It is hard to throw away this kind of coin, that twenty pesos represents, like a rose gold beauty in striking luminosity, and with a heavy heart to part with it once needed.

In times of the pandemic, a mom's meager money would still be spent on necessities, raring to bank on a promise of a better future saved with the little big deal of coins us moms would have.

 

Editorial on Identifying old coins versus the New, entitled Little Big Deal: Going Fussy About the Coins

Friday, June 9, 2023

Easy Does It: Most Responsive Government Offices Without the Need to Take Long Commute

Social distancing may have changed the way government transactions are done. But not without falter. Some offices despite its announcement of availability for reach out, would not really be available for reaching out. However, there are select offices that manage to stay on top of mind, in terms of concern and responsiveness to ordinary Filipino inquiries and feedback.

Here are some in the list of MOST RESPONSIVE GOVERNMENT OFFICES VIA SOFT MAIL COMMUNICATIONS (here to refer to email, web-accessible hotline, or addresses):

1.  Department of Trade and Industry. This is the office that truly makes it easy for ordinary Filipinos. It is like a one-stop shop that offers fast transactions, and reliable response in terms of business name applications, complaint filing, validation of businesses, etc.  

In fact, it is the ordinary netizen that can get on their toes when reaching out to the office as they require no circuitous platitudes from their customers. DTI staff on standby for a reply to communications are mostly straightforward when it comes to responding to customer's requests and feedback.


2.  Pag-Ibig Fund. Expecting paperwork or the paper and pen requirements from this office every time you drop by? Despite their obvious rudiments, PAG-IBIG is often accessible and replies just in time to available methods of reaching out. One has to constantly check for updates though as changes in the details for sending specific inquiries and comments can be segmented and targeted.  

 

Sunday, June 4, 2023

You Need to Be Reminded of Your 20 Percent Fare Discount If You're a Student or a Senior Citizen

 Discounts In Transportation Give Ease

THAT 20 PERCENT DISCOUNT, students, and senior citizens are entitled to, must always be asked. 

Given that the minimum fare for public transportation these days ranges from  Php 13.00 to Php 15.00 for jeepneys and buses already, riding even public transportation may no longer be as cheap as it used to be.

At a time when almost everyone is coping with their own daily expenses, the Filipino riding public mostly expects daily expenses to be kept at a minimum thus, little discounts in transportation can help extend the power of the wallet not just for the moms and dads, but for the students as well.

Students mostly do not have the liberty to work on a generous budget hence public transportation is the preferred ride for many Filipino students.  Since student allowances are basically predetermined by their parents, every student expense thus must be light and predictable,  with no room for changes.  The reason transportation expenses must be regulated and must meet bare minimum rates to be affordable.

A 20 percent discount can give such ease to the daily plights of the students who have to hurdle their way back and forth to their school-house routes.

There is actually a law compelling drivers and operators of PUVS to give the 20 percent discount. 

Non-observance of RA 11314 (Student fare discount act); RA 9994 (Expanded Senior Citizens Act),  the legal basis which obligates drivers and operators to give such discounts on transportation fees, could expose drivers and operators to risks of suspension of driver’s license; cancellation of CPC or Certificate of Public Convenience;  or even two to six years imprisonment.

So, don’t hesitate to ask for your discount, when riding public transportation. 

For additional reference, please visit, LTFRB Press Release/ Website post, dated:  February 20, 2023, entitled “Paalala sa Publiko” on LTFRB’s official website.  Retrieved 04 June 2023.

Thursday, June 1, 2023

You Won’t Need to Guess This E-Commerce App That Kicks Subscribers Out Without Notice

 Of all the e-commerce apps available, this one is the most mysterious.  It is one of the pioneers in the industry, with the premise of giving its customers the opportunity to sell their old items and earn extra income from them.

But despite the many reviews written about it, this online selling site that targets nanays mostly as its customer base does not have fair, responsive customer service that attends to online complaints of buyers.

All customers would get is to interact with the allotted email address or through their method of leaving a  message on their feedback or review form.  

But the thing is, this site, cannot hold its own mettle when it comes to fair mediation, and customers and sellers would be left without proper redress of grievance when there is a disagreement or dispute.

You wait as a customer and without notice, this e-commerce app would simply kick out the subscriber anytime they want, without prior advice or respect for the content posted by the subscriber who expected this site to be a “fair marketplace” for all.  It seems their team leans towards non-resolution to low-resolution of feedback.

Too bad, this site has all the noteworthy promises of being a service-oriented online platform, with clarity of direction on how it wants to position its e-commerce in the market. 

But with the kind of customer service they have in handling complaints, it would be so unexpecting that this used-to-be popular site, may lack the necessary customer handling skills to fix issues hurled against it.

You don’t have to guess which e-commerce app this is. Round and about you read about them.  Until you move along to a better app.

What Utility Service Providers Can Do to Better Their Service

Two companies posture a "no-care" attitude for consumers. Of late, stalwart companies that provide crucial basic services even dur...